Zemi is a personal finance app built for the Caribbean. Track spending, import bank statements, plan budgets, and manage debt - all in one place.
Log income, expenses, and transfers. Filter by account, category, source, or date. Multi-select for bulk edits.
Import transactions from NBD and Republic Bank statements, or any CSV file. No more manual entry from paper statements.
Set monthly or custom-period budgets by category. Track spending in real time with visual progress bars.
Track credit cards, loans, and lines of credit. See interest, minimum payments, and payoff progress at a glance.
Subscriptions, salary, bills - set them once and Zemi tracks them automatically. Never miss a payment.
Your data syncs securely across all your devices. Works offline and catches up when you're back online.
Use Zemi on the device you prefer.
Effective date: April 5, 2026
Zemi Finance ("Zemi", "we", "our") is developed by Jaimon Orlé. This policy describes how we handle your data.
All financial data is user-provided or imported from bank statements and CSV files that you upload. We do not connect to your bank directly.
We do not use advertising SDKs, analytics trackers, or any other third-party data collection services.
We do not sell, rent, or share your personal data with third parties. Your financial data is yours alone.
All data transmission uses HTTPS encryption. Database access is protected by Row Level Security (RLS) policies ensuring you can only access your own data. Authentication tokens are stored securely on-device.
Zemi is not directed at children under 13. We do not knowingly collect data from children.
We may update this policy occasionally. Changes will be posted on this page with an updated effective date.
Questions about this policy? Reach us at [email protected].